Get Pre-Approved for Free

Tell us a little about you and Chance will get to work. A pre-approval shows you exactly what you can afford and tells sellers you're a serious, ready buyer. No cost, no obligation.

Start here

Request your free pre-approval

Start your secure application online in just a few minutes. It's the fastest way to get your real numbers, and Chance follows up personally, usually the same business day.

  • Secure online application, with no cost and no obligation to get started.
  • Know your real budget and get a pre-approval letter sellers respect.
  • A real local broker reviews your file, never a call center.

Starting an application is not a commitment to lend. All loans are subject to credit approval, income verification, and property appraisal. Rates and terms are subject to change and vary by borrower qualification and property. Equal Housing Lender.

The process

What happens next

No jargon, no runaround. Here's exactly how it goes.

You submit this form

Send us the basics. It takes about two minutes and puts your request straight in front of Chance.

A quick call

Chance reaches out, usually the same business day, to understand your goals and answer any questions.

A soft review

We look at your budget and options first, so you know where you stand before any hard credit pull.

Your pre-approval letter

Once we have what we need, you get a letter agents and sellers respect, ready to make offers.

Rather talk it through?

Call Chance directly.

No call centers, no pressure, just a straight answer from a real local broker.