What Our Clients Say

Arizona buyers and homeowners share their experience working with Chance Howard and the Howard Funding team.

In Their Words

Real people, real closings across the Valley

Below are experiences shared by clients across Gilbert, Queen Creek, Chandler, Mesa and San Tan Valley. We'd love for you to read and leave reviews on Facebook and Google, too.

"First-time buyers here and totally clueless going in. Chance walked us through every step, explained the jargon, and never made us feel rushed. We closed on our Gilbert home right on schedule."

JMJessica M.Gilbert, AZ

"We refinanced to shorten our term and Chance shopped it around until the numbers made sense. Everything he quoted up front was exactly what we saw at closing. Zero surprises."

DRDavid R.Queen Creek, AZ

"As a veteran the VA process felt intimidating. Chance handled it start to finish, $0 down, no mortgage insurance, and he answered my texts even on the weekend. Cannot recommend him enough."

TSTony S.Mesa, AZ

"I'm self-employed and two other lenders turned me down. Chance found a program that actually fit how I get paid and got me approved. He didn't give up when everyone else did."

ALAndrea L.Chandler, AZ

"We honestly thought we needed 20% down and were years away from buying. Chance showed us a zero-down option we qualified for and we were in our home a couple months later. Life-changing."

MGMarcus G.San Tan Valley, AZ

"Being a broker made all the difference, Chance compared a bunch of lenders and came back with a better rate and lower fees than my bank offered. He explained exactly why. Very transparent."

KPKatie P.Gilbert, AZ

"Purchase in a tough market and our contract dates were tight. Chance and his team kept the file moving, stayed ahead of underwriting, and we closed on time. Communication was fantastic the whole way."

RBRyan B.Queen Creek, AZ

"Cash-out refinance to consolidate some debt. Chance laid out the trade-offs honestly instead of just pushing the loan, and the whole thing was smoother and faster than I expected."

SNSofia N.Mesa, AZ

The experiences above are sample testimonials shown while we collect and verify client reviews for publication.

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